SMSF Loans

Intrinsic Financial Services offers comprehensive support in acquiring SMSF loans, ensuring financial stability and growth for retirement planning. With our expertise in SMSF loans in Sydney, we assist clients in navigating the complexities of self-managed super funds loans and unique requirements.

Whether you’re looking to invest in residential or commercial property using SMSF or needing refinancing for SMSF Investment Property, we provide clear guidance and tailored loan options.

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Frequently Asked Questions

  • What does a mortgage broker do?

    Mortgage brokers are professionals in the finance industry. They work with you to determine your needs and objectives and how much you can borrow. Brokers help to ensure that you don’t take out a loan that is not right for you.

    Like your solicitor, accountant or financial planner, we are specialists in what we do and will provide you with the right solutions.

    Brokers have access to a wide variety of lenders. This means our broker can find a loan that’s just right for you.

  • Why should I use a mortgage broker if I can go with a bank?

    Lenders will only sell you their own products. Each bank (or lender) has various loan options – low doc, package loans, re-draw facilities, plant and equipment loans, fixed, interest only, interested in advance, variable, introductory variable… the issues you face as a consumer is ‘which loan is right for me?’ And that is where a mortgage broker comes in. If you go direct to the bank, you will only be offered the loan options available through that one lender.

    At Intrinsic Financial, we are across many lenders and all of their loan products and our sole purpose is to find the right loan for your needs. We do all the leg work to save you time and money by finding a loan product that suits your requirement out of competitive market. We understand your personal circumstances and then show you the most favourable options from a wide variety of loan products and options

    We conduct all research for you and once you have decided on the loan, we complete your application, communicate with the lender on your behalf and handle all the detail right through to settlement. We take the full stress out of you until your loan is approved.

    We can help you to structure your loan to achieve the competitive rate of approval and to have the right ongoing result for your needs.

  • What is borrowing capacity and how does it calculate?

    We use our sophisticated calculator that is designed to provide borrower an accurate indication of their borrowing power based on individual lender. However, it is not a commitment from the bank to lend money based on this letter.

    To calculate, we consider your annual income, monthly expenses, type of loan and current interest rate, repayment type (principal or principal and interest), the loan term and estimated repayments.

  • How many lenders you compare?

    We are Connective Brokers. This means that we have access to many lenders that we hold accreditations with. This means we can source you a loan from a variety of lenders to provide you with options that are suitable for you and your situation.

  • Which lender do you mostly deal with?

    Our top lenders which we generally conduct our most business with are ANZ, CBA, Bankwest, Nab, St. George, Westpac and AMP.

  • Don’t you just recommend the lender who pays you the most commission?

    Absolutely not.

    First of all, there is very little difference between the commissions paid by the various lenders. There is also legislation in our industry, called the National Consumer Credit Protection Act (or NCCP), that is designed to protect consumers and ensure ethical and professional standards in the finance industry. We tell you upfront what commission we will be getting from the lender. Our job, our only job, is to find a competitive loan for your needs and objectives.

  • I am not in your area, can we still work together?

    Sure thing! We are mobile brokers, so we can come to you!

  • Who sets interest rates?

    The Reserve Bank of Australia meet on the first Tuesday every month to determine the official cash rate for the country. The lenders then use this information to set their own rates. Mortgage brokers do not set rates

Our Loan Solutions

  • Border
    Commercial Property Loans

    We offer straightforward commercial property loans to fuel your real estate purchasing needs.

    Commercial Property Loans
  • Border
    Business Loans

    Specialised business loans for entrepreneurs and self-employed individuals, helping them achieve their business goals.

    Business Loans
  • Border
    Home & Investment Loans

    For professionals and expats, whether you need home loans or investment loans, we simplify property financing complexities.

    Home & Investment Loans

We will help you in navigating financing complexities,
whether it’s a dream home, investments, or business endeavors.

We will provide an
education-based approach
with genuine guidance in
meeting your goals.