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Finding hard securing Home Loan? Introducing Solutions.

Learning and understanding client’s unique situation/goal has shaped us to be “Home Loan Solution” finder than simply dealing with typical lender profile.

Means where the big lenders stop, our expertise to find ‘Loan Solutions’ continues.

Sometimes getting the right home loan can be a challenge, especially if you’ve been knocked back by the banks, have a blemish on your credit report, are self-employed or don’t have up-to-date tax returns. This is where our expertise come in to find a Loan Solution!

Whatever your circumstances, we deal with lenders from our panel for to find Loan Solutions who takes a personal approach to your home loan. As your broker, we will work with you and base decisions on discussions and supporting documentation, not data alone. The approach is based on flexible lending criteria to help you begin your journey.

If you or know anyone in ambiguity about their unique situation and getting Home Loan – PLEASE SPEAK TO US OR REFER THEM TO US!

Referral Form


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“Qualifying for home loan remains a source of anxiety as banks continue to strengthen their lending rules. Home loan borrowers are most worried about over borrowing capacity, fearing loan rejection or concerned they will fall short of their lending expectations.”


Our motto is simple “to pay close attention to the concerns of clients and understand their unique situation”

As a boutique mortgage broker, we will provide you a tailored service that others simply can’t match. Whether you are refinancing, investing or buying first home, you can rest easy knowing that our expert broker will work around the clock to get you a deal that works for you.

We will remove the pain points for you when applying for a loan, not only from a convenience perspective, but from an expertise level that gives you a greater chance of success.

Along with discussing possible features like competitive interest rates, redraw facilities and other features, we will provide you with customer service that you will value for the life of your loan!

Our commitment to transparency and communication means help is only a phone call away – and if you can’t reach us, we promise get back to you within 5  business hours. 


CALL US to get our expert broker by your side and feel confident that you are in safe hands.

Our service is NO COST to YOU as we get paid by the lender.


M) 0430 038 741 

e) sohil@intrinsicfs.com.au 

Authorised Credit Representative of Connective Credit Services Pty Ltd under Australian Credit Licence No. 389328/ CRN 487319. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.


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Having bank-xiety?

A new survey from ME revealed 94% of Australians think banks don’t act in their best interest. 95% agree banks sometimes put profits before customers and 92% believe banks sell products and services inappropriate to customers.

Jamie McPhee, ME CEO, coined the phrase ‘bank-xiety’ as a term to describe these findings of worry, nervousness and distrust towards banks.
Despite this, only 14% of respondents have done something about this and have switched or are in the process of switching to a bank they trust.

If you  are facing any of these symptoms TALK TO US!  WE CAN HELP.

  • With the same bank for many years and you know the rate has gone up, but you are scared to check by how much.
  • You’re struggling to keep up with loan repayments, but you don’t think your bank will help.
  • You’ve lost faith in your bank after reading the Banking Royal Commission News.
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5 key home buying and lending trends to expect this Spring

Spring is here, and that means property investors are going to be out and about soaking up the sun and looking for their next investment opportunity in the fresh spring air. I think five key trends buyers and borrowers should be aware of over the next three months:

  • Cooling real estate market
  • Declining investor interest
  • Access to credit will remain tight
  • Good opportunities for first home buyers
  • Refinancing on the rise